I didn't realize the cap for cash back until last month.
I got no cash back last month because of over the cap.
I am not going to use this card any more. It is better off to go with other cash back card without cap if you spend more than 30,000.
LuxuryVacationClub
Originally Posted by Boofer
According to the Upromise website, you can get from 1% to 5% back from the card on certain grocery purchases in addition to the 1% to 5% back from the food companies (like Kraft, Kelloggs, and Proctor&Gamble). You can also get something like 2% to 10% back on purchases at certain retailers like BedBathBeyond but only when you use the card. The way I figured it, it's likely to be more than 1% on average.
The catch is that Citi caps the standard 1% cash back at $300 per year ($30k spend). So maybe the blue cash card is a better choice after all. There are just so many choices!