Insurance rates are simply a negotiated rate with master billing. In that case, almost certainly no points, but also no hassle or out-of-pocket while invoices are submitted.
On the other hand, if she has some say in which property the insurance company books at, she then has some negotiating leverage with the property's general manager. Forget about the rate, what might they do to earn her business. Perhaps no points, but are there some features which they could offer?