Join Date: Sep 2013
Location: SFO/DTW
Programs: DL PM 0.5MM, Hyatt Globalist, HHonors Gold, SPG Plat, Marriott Gold, Avis PC, National EE, Hertz PC
Posts: 1,988
I agree with what you are saying, but even most auto policies in the states max out at 250k/person or 500k/accident for personal injury liability. People will buy umbrella for extra coverage if needed.
If you are a frequent renter, you can also look into a non-owner's policy which can save you money vs paying SLI on a daily rate. IME though, those policies also max out around 250/500.