Originally Posted by
beachfan
I don't get anything clawed back by Amex, so if Chase is more lenient when violating the rules, not a concern for me.
That's some wishful thinking right there. AMEX will claw back regardless of fault, based on retroactive revised interpretations of its own rules.
I've never had anything clawed back, but follow the AMEX forum closely enough to know it is always a risk.