FlyerTalk Forums - View Single Post - Sending money from between US personal bank accounts via ACH
Old Jul 17, 2020, 8:54 pm
  #12  
paperwastage
 
Join Date: Jun 2012
Posts: 3,344
Originally Posted by invisible
I have checking accounts at HSBC and Citi. Recepient’s account is at Great Basin FCU.

Have to reiterate - walking thru other party setting up other account/zille/service/etc is not really an option. I want to know what I can do from my side without involvement of other party given the options I have.
either
1) attempt online ach transfer, requires verification of tiny deposits (technically only works if you are an owner/co-owner of the other bank account, and you're not)
2) wire transfer (completely handsoff for your relative)
3) bill pay, free (HSBC/Citi mails a physical check for your relative to deposit manually at their atm/bank location)




wire: must be done from one of your USA accounts
hsbc outgoing domestic wire fee - $35
citi outgoing domestic wire fee - ~$25

great basin incoming wire fee - $10
https://www.greatbasin.org/wp-conten...E_07012014.pdf




bill pay:
https://www.us.hsbc.com/online-banki...oney/bill-pay/
https://online.citi.com/US/JRS/pands....do?ID=BillPay
Need to add your own personal payees? We'll put the check in the mail for you(received within 5-7 business days).

Last edited by paperwastage; Jul 17, 2020 at 10:03 pm
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