Originally Posted by
paperwastage
crystal ball says maybe
if it's a non-amex card late payment, amex will probably not know (late payments only get reported to credit bureau after 30 late days, not after 5)
if it's an amex card late payment, amex will have that data point and use it somehow in their blackbox/hidden decision making process, that no one outside of amex is privy to
Its an amex business card. The person I spoke to says "no, it won't be a disqualifying event so long as you meet the other criteria."