FlyerTalk Forums - View Single Post - Will a single late (5 days) payment disqualify me for a Centurion Card?
Old Jul 9, 2020, 9:18 pm
  #2  
paperwastage
 
Join Date: Jun 2012
Posts: 3,344
crystal ball says maybe

if it's a non-amex card late payment, amex will probably not know (late payments only get reported to credit bureau after 30 late days, not after 5)

if it's an amex card late payment, amex will have that data point and use it somehow in their blackbox/hidden decision making process, that no one outside of amex is privy to
paperwastage is offline