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Old Jun 19, 2020, 8:03 am
  #10  
yugi
 
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,972
For non-category in-person spend I use Altitude Reserve, which gives 4.5% cashback equivalent. For online I use either AT&T Access More card for 3x TYP or Rakuten card for 3x MR. If those doesn't work, I use either Amex BBP for 2x MR, Citi DC for 2x TYP, or one grandfathered card, which gives 3.33% effective cashback.
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