Originally Posted by
sdsearch
...........Meanwhile, the unique feature of BMO DC to some is that it has offline PIN as the priority. Barclays offers offline PIN, but it's not the priority. Not every cares about that, though.......
Barclays offline PIN is perfectly adequate from my experience. My issue was with unattended kiosks such as gas stations, parking or self service checkouts where Barclays cards work fine. Many lesser known CUs also offer offline chip-n-pin with pin priority if you really want one. I still wish BMO could have promoted DC better instead of shutting it though.