This is really a problem particular to travellers from India, young male travellers in particular, and you probably won't find anyone here who can give you reliable first-hand advice because nobody has first-hand experience with your particular situation.
But as a general principal, I suspect the Immigration Department is looking for strong reasons you'll return to India after your stay. Basically that means a good job and perhaps a family. Money in the bank, unless we're talking about the truly wealthy, probably doesn't count for that much if you're young and unemployed.
Keep in mind, too, that you don't want to build up a record of failed visa applications! Much better to wait until you've got that good job. Or visit somewhere else in the region more welcoming to Indian visitors.