Originally Posted by
nabeelj
<snip>
Chase Freedom $5K limit, apparently minimum $5K limit
Chase Marriott Boundless $5K limit, apparently minimum $5K limit
Chase IHG Select $7.5K limit, apparently minimum $5K limit
Chase IHG Premier $20.9K limit, apparently minimum $20K limit
<snip>
EDIT: I just called regular CS and moved around my credit limits, so my Freedom now has a $27.5K limit. I'll try and call reconsideration tomorrow and see if they'll now let me close just the Freedom to approve the United Club Infinite.
Originally Posted by
Happy Traveling Consultant
Something is wrong in your numbers - How did your Freedom go from a $5k limit to a $27.5k limit?
Not sure what you mean. Transferred $2K, $4.5K and $16K CLs from the 2nd to 4th cards to the 1st card. The "apparent minimums" were quoted/enforced by reconsideration, but regular CS had no such restrictions.
Originally Posted by
DiMAn0684
I'd ask again about this. Even CSR (Visa Infinite) can go down to $10k CL, and it seems to be more premium card than the IHG one.
I ended up just moving credit lines around with regular CS and ended up with $27.5K CL on the Freedom. I'll call reconsideration again today to see if they can now take $15K CL from the Freedom to approve the United Club Infinite.