Originally Posted by
StartinSanDiego
There are two downgrade choices for this card, one that earns miles and one that earns United Airlines cash back. Downgrading a card that's over 12 months old is fine. As far as upgrading in 6 months, I'm not sure. I would imagine Chase would prefer consumers to have a fee card instead of a no fee card, but maybe someone else knows if there are any restrictions and could chime in. The UR earnings cards have some limitations.
Called to downgrade my 1-year-old MPE card to avoid the AF. The only options offered were 1) pay the fee with $, 2) pay the fee with points, or 3) close the card. Specifically asked about PC to TravelBank card and that was not an option. Tried again with an SM, asking again for a TB card. Denied again. Said I could close the MPE card and apply for a different card.
Suggestions?