Thanks a lot for the responses.
I definitely agree that ideally you can spend your precious remote island vacation without any worries at all.
On the other hand, we've become quite a fan of above-water luxury bungalows, and Maldives is the only place where I can stay in one all on points. Hence, we're wanting to get back there as long as there're no security concerns.
I definitely feel a lot better after reading @
dav662's informative post. So thanks!
I welcome any additional feedback.