I'll probably give it a month or so if I should downgrade, obviously I'll miss the threshold and I certainly wish the reserve card had the grocery bonus like platinum does now. It didn't seem like a big deal then because of the waivers, but now it's apparent not having that kind of puts of damper on the reserve card's benefit.
I know I'm traveling again by the summer, so it's kind of wait and see but may have to approach.
Originally Posted by
sydneyracquelle
Cancelling a card gives zero refund on the already paid annual fee.
They weren't talking about cancelling the card, just downgrading which they usually pro-rate the fee. I've done it a few times going from platinum to gold.