A FlyerTalk Posting Legend
Join Date: Sep 2009
Location: Minneapolis: DL DM charter 2.3MM
Programs: A3*Gold, SPG Plat, HyattDiamond, MarriottPP, LHW exAccess, ICI, Raffles Amb, NW PE MM, TWA Gold MM
Posts: 100,399
You might want to consider a "cancel for any reason" policy for your trip, but it will be expensive. Read any policy carefully.
BTW, doesn't the policy that DL pushes just cover plane tickets and perhaps associated costs, not nonrefundable hotel rates, etc.?