Originally Posted by kentchristopher

Per invisible's comment, contactless payment is universal (mandated by law now) in the EU. Assuming you have a phone that supports mobile wallet payments (requires an NFC chip, which cheaper Android phones lack), the US Bank Altitude Reserve would get you 3x points on all purchases. When redeemed for travel, you get a 50% bonus, so you're essentially getting 4.5% back (and no foreign transaction fees).

The thing is, if you're still carrying the CSR during this, it will cover a lot your day-to-day expenses, namely eating out and getting around (metro). You need to ask whether it's worth paying another annual fee ($400, but you get $325 travel credit, so effectively $75). If your biggest spend outside of travel, transit and restaurants is groceries, there are no AF cards that get 3% cash back with no FTF which might be a better option. Check out Andrews FCU Visa Titanium Signature Rewards: 3x groceries and gas, 1.5x everything else.