Old Feb 14, 20, 12:10 am
Join Date: Oct 2011
Location: LAX
Programs: AAdvantage EXPLAT, Hilton Diamond, SPG/Marriott Gold, IHG Platinum, Citi Exec MC, Amex Plat
Posts: 1,443
Amex Platinum, Amex Gold, Delta Platinum, Delta Reserve, Hilton Surpass, Bonvoy Brilliant, Bonvoy

Priorities - earning points on dining spend, travel benefits, earning Delta status, earning points on hotel spend (mainly Marriott, occasional Hilton)

Look at replacing Plat with Schwab Plat. It adds a 1.25 cent cash out option. Look into getting the Blue Biz card, thatís a straight 2x everywhere. Hilton Surpass is redundant, either downgrade to the free one or upgrade to Aspire (downgrade to free one is probably better for you), and drop Bonvoy Brilliant either completely or downgrade to Bonvoy. Iíd rather have 2x 35K certs than 1 35K and 1 50K cert.

Drop Delta Reserve, largely duplicated with Plat. Companion cert is like a timeshare to use, a PITA. Even Delta Plat is questionable. Amex Gold has value for dining, but downgrading to Green gains 3x travel and loses just 1x on dining. For domestic, Blue Biz plus largely outperforms both as it is free and a default 2X. Delta status miles and dollars are easy to rack up with a partner premium economy mileage run that is relatively cheap.
matrixwalker2012 is offline