Old Feb 8, 20, 9:57 am
Join Date: Oct 2016
Posts: 275
The Hilton Surpass is only giving you Hilton point-earning; you get Gold status from the Platinum card.
What do you get from Delta Plat and Reserve? Do you even need either of those to hit a status you care about?
I don’t think the Marriott cards give you extra status past gold, which again the Plat gives you. Drop those.

So, keep the Gold and Schwab Platinum cards and nuke the cobrands, unless you spend truly huge amounts at them where the incremental points are worthwhile. Or you get more value out of the free night and airfare certificates than the annual fees cost, in which case why are you complaining about them?
gregsfortytwo is offline