Old Feb 7, 20, 3:04 pm
Community Director
Join Date: Oct 2000
Location: Anywhere warm
Posts: 30,543
Look at the benefits for each card and determine what the effective rate is. Then make your decision. The Bonvoy Brilliant card reimburses $300 for Marriott stays. That leaves $150. You get a free night certificate worth 50K points. I just used 2 35K certficates on a trip and saved $250-ish for each of them. If you don't stay at Marriott it makes no sense to have it. If you do, you might find value in it.

I keep not being enticed back to AMEX Gold or AMEX platinum as I can't get the math to pencil.
SanDiego1K is offline