Thanks for the feedback.
The 'poor rate' on Euros, whilst true, doesn't factor in that having even CHF5-10 left over that one doesn't spend (or be forced to spend on something not needed), is vastly more wasteful than any poor exchange rate. I don't anticipate taking any taxis, my hotel is being paid for. I _may_ have time to buy some chocolate at a Migros or whatever, but I'm assuming I can use credit cards for that.
The appreciation in the value of the CHF is rather moot unless I'm going to buy a rather large sum, or coming back to Switzerland fairly soon, since otherwise it's just sitting at home.
However, I've never actually travelled to a country before without having some local currency with me...so it's the 'strangeness'/ newness of doing so that disturbs me more. Pragmatically, I'm assuming ATMs are fairly plentiful, so I can always find one if needs be for a cash purchase.
tb