FlyerTalk Forums - View Single Post - AMEX reduces credit limit without notice- caveat emptor
Old Jan 18, 2020, 9:54 pm
  #5  
notquiteaff
FlyerTalk Evangelist
 
Join Date: Dec 2006
Location: Pacific Northwest
Programs: UA Gold 1MM, AS 75k, AA Plat, Bonvoyed Gold, Honors Dia, Hyatt Explorer, IHG Plat, ...
Posts: 16,823
Originally Posted by camaross
Not true, I've had Chase move credit limits around without telling me before when approving a new card.
I am not 100% sure how to read your message... telling you (asking you if you are okay with it) before they made the credit limits change?

I received a new Chase card this week. It wasn’t an instant approval. Shortly after the card appeared in the app (and I knew it had been approved) I received an email notice:

Dear Customer,

We posted a new notice or letter to your "Statements & Documents" on chase.com.

We approved your credit application

We encourage you to read the entire letter, because it contains specific
information about your account.”


And that notice was the approval and included details about how they reassigned credit from three other cards to be able to open the new account without allocating additional credit.


I believe in the past I received a similar notice by snail mail.

Last edited by notquiteaff; Jan 18, 2020 at 11:17 pm
notquiteaff is online now