Originally Posted by
canadiancow
For what you want, I think there's a credit card that does all that for you. $399 annual fee and 40k mile signup bonus. I usually don't recommend it, but the benefits of E35K over P25K for someone who doesn't want upgrades are literally the same as what the CC offers.
Edit: It only has 4 lounge passes. Nevermind.
Edit:
https://www.mapleleafclub.ca/en/service/memberships/ gives you what you want for $375 or $495 depending on what you want.
If you get the CIBC card it currently has a
50K welcome bonus. The downside with this as well as the TD card is that the lounge passes are only for use when redeeming for flights. However, they do come with 6 Priority Pass lounge visits per year as well as Priority Boarding and free bags.