Originally Posted by
bbmatt
my 495 annual fee just hit and i'm out! when i called to cancel (to ask for retention too) they said i had 37 days to cancel to get the fee credited back? does that sound right?
If so, how shady is it to cancel the first week of January so I can use the $250 travel credit - i can easily book a flight on jan 1st!
what do you guys think?
No need to wait till Jan 1st, you can start spending after your Dec statement closes, but you'll get reimbursed when your Jan statement closes. Not sure if it'll get posted if you close the card, but you can try.