Originally Posted by
flyer4512
Well in the OP's case its $18K in open credit at Citi.............9 open cards times $2,000 each
I lower the cards to $2k after the spend is made AND the balance is at zero then cancel around 6 months.
Maybe it doesn't make a difference but I always get IA and have a FICO over 800 despite HEAVY churning.
How are you lowering the CL? Chat?