FlyerTalk Forums - View Single Post - Chase United Airlines credit card: keep or cancel in 2020?

Oct 17, 2019, 8:21 am

#19

josephstern

FlyerTalk Evangelist

Join Date: Jul 2006

Location: Upper Sternistan

Posts: 10,037

Quote:

Originally Posted by naumank

I'm on the fence. I'm a 1M member, so I don't need any of the flying benefits. I have the classic Platinum card. I have no use for the card anymore (previously I was able to get up to 10K PQM with PQD waiver). But I have had the card for 10 years, and cancelling it would cause a drop in my credit score. I'm thinking about converting it to a Travel Bank card, but it's still useless to me because a majority of my spending is on my CFU and CSR.

Is your credit history that thin that one card would functionally change it? If you've had it for 10 years, my guess is you have other cards you've had for that long also.