Which, of course, is completely different than buying an inventory of Visa gift cards, which you then sell to the Money Center at WalMart to raise funds to buy more Visa gift cards.

”Manufactured spending” does not have a precise technical or legal definition. Your definition may be different than mine. Making a purchase, and then monetizing that purchase to recoup that purchase price, solely for the purpose of generating airline miles or other loyalty points certainly fits within my definition of MS.