Originally Posted by
Boraxo
Depends on your risk tolerance. You can decline CDW as that is covered by all Visa Infinite cards. The rest (e.g. PAI) is on you.
key is only collision damage waiver, you'll likely still need actual liability insurance. Also - it's Thailand. I'd recommend just paying for the CDW unless it's really expensive. Good luck meeting all the documentation claims if something actually happens in Thailand.