Congrats! Always take the AMEX card. It will be couriered to you within a few days if it is $500 or more. Otherwise it will be snail mailed. I simply take the AMEX card and immediately apply it online to my cell phone or utility bill. It can be messy using it at restaurants or gas stations when the amount is unknown as they hold funds. The DL agent calling me would be creepy but that is me. Someone else might consider it a kind gesture.