Honestly this card is a bit underrated. Good return on Marriott spend, and even unbonused spend at 2x Marriott points isn’t terrible. The net fee is a real $150 - no airline credits, no special rates to book, no specific hotels needed - $300 in Marriott spending is refunded annually. If you don’t have an AMEX Platinum or Chase Sapphire Reserve, the Priority Pass is useful. I met minimum spend a while back and I am using the card more than expected on general stuff. I never as really into the SPG card so maybe I don’t have the same sense of loss. It would be a better card if I could spend $30,000 for Marriott Diamond or whatever.