Originally Posted by Exec_Plat

Correct me if I am wrong, but dzdang's location is 'secret'...hence we have NO IDEA where they live nor in which country their credit card is issued. (Id guess USA, since he said citibank costco, but not sure)

Credit card insurance rules vary based on both country of issue AND country of rental

Finally many (most?) USA cards will not cover in Australia, New Zealand, Ireland and Israel. However this can be different based on card. I do know, for a $4500 fact, that AMEX didnt cover in Oz in 2011.....