Arg! Got my shutdown email. I know I can re-apply, but they're not approving the OneVIP card anymore.,
I guess there's a bright side. I've always been a bit timid, worrying that if I press the limits I might get shut down. Especially worried about doing the load money then withdraw/ACH transfer, so must of my spend has been real organic spend from the account (never to a CC). Won't be worried about that next time around.