Old Mar 27, 19, 10:35 am
Join Date: Aug 2018
Posts: 58
I received an offer to upgrade to the Bonvoy Brilliant card for 100K points if I spend $5K in 3 months. The offer expires at the end of April. However, my credit card anniversary is in the next 2 weeks, so I'm wondering if it makes sense to upgrade before or after. Perhaps someone can provide some insight on the following:
  • Will I have to wait another year to get my 35K free night anniversary certificate if I upgrade now? In other words, does upgrading reset the clock when it comes to the anniversary date?
  • What happens if I pay the $95 fee before I upgrade the card? Will the annual fee count against the Bonvoy Brilliant $450 fee (so I'd only owe $355)?
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