Originally Posted by
tmiw
I mean, the 1% for non-Apple Pay purchases is pretty poor for a cash back card. Something like Citi DC or Fidelity's card would be better for someone from the general public, even if it takes a billing cycle to get the cash back credited.
Credit card is not an efficient market; otherwise any sub 2% card won't exist. The 1.5% freedom unlimited seems to be co-existing pretty well with both of the 2% visa and mastercard. No reason the apple card can't be successful with its 2%/1% reward structure.