Old Mar 20, 19, 4:28 pm
Join Date: Sep 2005
Location: AKC
Programs: UA Electrum, Crown&Anchor Diamond, CaptainsCircle Platinum
Posts: 7,868
Originally Posted by AndWhatsYourPoint View Post
We don't churn like in the past, although we're slowly getting back into the swing of things. She is currently 1/24 with an 823 FICO, so unless Chase does take into consideration their exposure through her being an AU on several of my cards she should be okay.
Exposure doesn't matter for 5/24.
Her 1/24 doesn't matter if she's 5/24 from being your UA.
Churning doesn't matter. What matters is how many new cards were opened in the last 24 months (AUs included).
Yes, you can always call reconsideration. I'm merely signing the downside of AU accounts.
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