If the process is simpler, I might consider it, especially if I have multiple family members listed as drivers.
So, does the rental car's LDW have a simpler process, if one has to file a claim? Again, I'm mainly interested in mild-damage claims --
large scratches, dents, cracked windows, etc. Can one minimize one's effort in filing claims with such LDW?
As someone stated earlier on, there isn't really a claim process, no dealing with insurance. There is of course the "regular" procedure if one has an accident ws mentioned up thread.
However for very minor damage like scratches (that are below the state reporting requirements as mentioned before), you just need to fill out the vehicle incident report, state what happened, and you're good to go.