Originally Posted by
GundamWing01
thank you again. i like your story because ive heard a few DPs about smaller regional banks being OK with MO depo after full disclosure and conversations about what is going on. wish this was the case with WF and chase.
I did something similar with a local, one branch bank. Told the manager from day one what I was doing, gave them a crash course on the concept of "fake spend for miles." I was able to do around 5k no issue for like half a year. Then I crossed 10k, and they told me their risk team didn't like what they saw and asked me to stop. I promptly closed. But yeah, sometimes upfront honesty is good, but it still has limits.