I obtained one for myself two months ago and one for my mother in mid-July. You have to call the 800 number and be very specific about what you want. Tell them that you want the personal classic card for $39. They may tell you that it's not available, but press on. I had to call back a second time to obtain a different rep. when I wanted to obtain one for my mother. Make sure that you confirm the annual fee and 4 bonus credits. I don't trust anyone anymore.