Originally Posted by FlugE

I managed to call Chase from Thailand and the rep said that they were closed due to "too many accounts opened to recently" and "too short credit history". She would submit the case for possible reconsideration and that I would hear back from them in a week.

Fast forward to yesterday and I had two letters in the mail with same message and reasons above, one for each card. Also in the mail was my new CSP card which was closed before I received it Today I received a phone call from the credit dept informing me that they would not reinstate any of my closed accounts and that the main reason was that I opened 3 cards back in November (Chase Hyatt, BoA, Cap One). This might sound a lot, but the two latter ones were only opened since Chase denied my initial Hyatt app due to "too few accounts". At that point I had only 1 account (Amex) and those 2 accounts actually helped getting the Hyatt card with recon.

I am not a churner. I would really want a good travel card that is not an Amex but I have a short US credit history, 7 months and 4 opened accounts. The CSP would be the perfect card as I was planning to also upgrade to Sapphire banking which would yield an extra 60,000 UR points, only if I had a UR account...

The irony of it all is that when I go to my Chase online account (I have checking and savings) there is a banner saying that I am pre-approved for a CSP. Wonder if I should apply...