FlyerTalk Forums - View Single Post - High points earning from business, is CSR a better card?
Old Feb 13, 2019, 7:05 pm
  #2  
joachimm
 
Join Date: Sep 2015
Location: BOS
Programs: Hyatt Glob/UA Gold
Posts: 612
Originally Posted by lincoln841
Great point. Have about 30M Marriott points too, but fly out of a United Fortress so it's my go to option.

Will switch to CSR or another CC in the next 6 months.
Seems like you have the United MP Club card and are putting 1MM+ monthly on this card at 1.5MR/$.

You could also get a Freedom Unlimited and get 1.5x UR, which transfer to United if that's what you want to do, or to several other great transfer partners. Or also get a CSR and then your 1.5 earned UR are worth 2.25c/ea when purchasing tickets through the portal. You can buy premium economy/business/first tickets through the chase portal and earn higher RDM and PQM on United to get status.

For example, for 80k spend on FU, you'd get 120k UR. This will purchase an average business class ticket SFO-BOS with ~10k UR to spare. You'd also earn ~12K RDM, ~11K PQM and ~$1450 PQD with a ticket price around $1,550.

80K spend on the Club card gets you enough for an award on the same flight, but no RDM/PQM/PQD for elite status. There are other flights around the one I looked at that are $3K cash but same miles amount, so it's best to have a mix of miles and points across multiple programs for flexibility.

10MM miles in one program is too many IMHO. Burn, baby, burn! Also maybe think about donating a few to a charity that could make good use of them.
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