Originally Posted by
Clydez
no idea what they check, since i never had problem with it.
But i take your answer as in finland as long as you paid all debts in time and you will have no problem?
generally YES, but there are exceptions as someone said banks have their own systems too. For example a customer can easily get 40000€ unsecured credit linffrom Nordea oror Handlesbanken but be denied for a 2000€ from Sampo bank or Danske or whatever its called these days. They do not lwt you know why they deny you so go figure. I prefer the US system where its quite clear.
I wish EU would open up the credit markets too, one should be free to bank where one wants to...