Originally Posted by
hipquest
Since my question is not specific to an airline or hotel program I have no idea of the appropriate forum. My basic question is, as you near retirement is it better to bank points or spend as you go? Would love to know where to discuss the merits and negatives of both options.
Thanks!
you can post in the general info desk forum. But the short answer is it's never wise to bank too much given points tend to be devalued over time.