So I applied 2 SW personal and business CC from Chase back to back. Both did not get instant approval. In the end, business was approved and personal card was declined. I'm pretty sure I have applied less than 5 cards in the last 24 months. I called for reconsider the personal but it's been over 30days so they said they have no record and I need to reapply.
Should I apply for the personal card at a local Chase branch or online? I there anything I should check before applying for the personal cc this time to increase my chances of getting approved? Thanks