Originally Posted by
Often1
A uniquely bad idea if your card issuer (bank) is in the US. Most card issuers simply treat smallish amounts such as this as "over limit", honor the debit and charge a nasty and large fee to have done so. OP will wind up with the debit to pay as well as a $50-100 fee.
Not sure that finding a CC with a CL of <$1K and which has no fee is that easy these days.
Note I said card, not credit card
, ie use a debit card to guarantee the booking.IHGs system treats debit card numbers (those issued by Visa and Mastercard) the same as Credit Cards in the context of bookings.