Originally Posted by
s0ssos
Thanks for all the responses.
I am looking to see if I can get rid of my personal. But has anybody here done any comparison, of whether it is more expensive to just buy stand-alone? Versus low-mileage rate auto insurance on a personal car?
I can't do a comparison for you, but depending on where you live and your driving history, a non-owned-auto policy can be cheap or expensive. I live in a small city in upstate New York, and currently pay $32 every six months for a non-owned-auto policy with limits of $500K/$500K/$200K. And New York requires that all personal auto policies issued within the state also cover loss/damage to rental cars (paid out of the policy's property-damage coverage). I'm not sure if any other state has such a requirement.