I might get this card for the 1st year and cancel after the 1st year for the 60XP and the 25k miles. Other than that, not the best card out there compared to the return you get for 89$. The 15k spending is difficult for me (as I don't live in the US but do travel often to the US) and to spread my spending since my priority is to put spending on my cashback card. Should not have an issue to get this card since I am a long term BoA customer and already have a couple of cards from them. Would have been nice if they had given 40XP each year instead of 20XP.
Cheers!