So here's my quandary :
As an ex-pat living in Germany, I've still held onto my US credit cards due to the attractive perks, rewards, etc.... Combine that with no FX fees, contactless (it works now), I still use my Amex Gold for larger purchases.
Annoyingly with my Amex Gold, I don't get earn anything more than 1x points except for airfare, because the bonus categories are US-specific. I do travel a bit- mostly intra-Europe and perhaps long-haul a couple times a year, so the 3x bonus on flights is nice.
Luckily, my annual fee for next year falls before the increase. But beyond that, I struggle with a $250 annual fee. I was considering moving up to Plat eventually to benefit from the travel perks and 5x airfare.......does that move make any sense ? Because the refresh for Gold means nothing to me as 98% of my spending is now in Europe.