Old Oct 5, 18, 4:13 am
  #367  
Thunderroad
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Join Date: Dec 2003
Location: Oakland, California, USA
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Question Does anyone else have this problem?

I recently applied for this card and was notified by Amex that I had to get my banker to certify my address, that I have an account with the bank, etc. (Though nothing about verifying my business income is being asked for.) I had to go through the same hoops with another Amex business card, for SPG, a couple of years ago, but this initial request was followed by requests for additional information and verification that got so ridiculous that I just gave up.

FWIW, I have an 800+ credit score, an actual sole proprietorship consulting business that constitutes my pretty decent source of income and have an excellent track record with getting and paying on time multiple Amex business and personal cards over the years. I've only encountered this obstacle with this recent Blue Business application and the previous SPG Business one. The one thing that might distinguish me negatively, though I doubt I'm alone in this respect these days, is that I have placed a credit freeze on new accounts. What this normally means is that cc companies call me first just to verify the information before approving applications.

So...does anyone else have this problem with Amex business card applications? Could mine be because of the credit freeze, even though it normally is not a problem for me? Any other theories?

Thanks for any advice.
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