Hello all. I would love some advice. I have a CSP and want to close it and get the CSR with sign up bonus. I know I cannot get the bonus if I "upgrade" from CSP to CSR. It has been more than 48mo since I got my sign up bonus from the CSP. My question is how long would I have to wait if I cancelled my CSP and signed up for the CSR.? I have 820+ CS. Also, if i close out my current CSP card completely, what happens to my UR points? would they stay there until i get the CSR card or should I transfer all of them to my husband's CSP card? I am not a churner so don't know a lot but would really appreciate advice! Similarly, if there are other cards I should be looking at, let me know! I have the AmEx Starwood but may cancel that too. I am not loyal to any specific airline(s) or hotel(s) so not sure branded cards are great for me?