About the travel insurance. I was caught up in the recent mess at Manila airport where the Xiamen Airlines plane skidded off the runway and the airport was closed for the better part of two days. My Philippine Airlines flight was diverted to Bangkok. I eventually arrived 38 hours after the scheduled arrival time. I had 2 nights of hotel bookings in Makati that were lost. The hotel was booked on Expedia using this HSBC Premier World Mastercard. I wonder if I can use the travel insurance on this card to reclaim this loss. I didn't get any further insurance on Expedia. One possible complication is my airline ticket on PAL was booked using another credit card (American Airlines Aadvantage Citi Executive World Elite). I've never used travel insurance before. How do I go about it or is there even any use trying?