I sincerely hope that the next time OP gets a new phone, some bum comes by and asks if he can make a phone call, then proceeds to drop the phone and shatter the screen and walks away.
Or better yet the next time he gets a new car, some ...... relative comes by and asks for a test drive but proceeds to crash it and refuses to pay up. When pushed, the answer should be: ''Who wouldn't let someone borrow their car!" among your extended family.